Terms of Use

Welcome to arvestblog.com. This site is provided as a service to our customers. Please review the following basic rules that govern the use of our Site. Please note that your use of our Site constitutes your unconditional agreement to follow and be bound by these Terms and Conditions (“The Agreement”). All content that you submit may be used at Arvest Bank’s sole discretion. Arvest Bank reserves the right to change, deny, condense or delete any content on this website that it deems, in its sole discretion, to violate the content guidelines or any other provision of these Terms of Use. Once you hit “Submit” you will not have the ability to edit or delete any content you have submitted. Arvest Bank reserves the right to remove or to refuse to post any submission for any reason. Through your use of our site, you acknowledge that you, not Arvest Bank, are responsible for the contents of your submission. None of the content that you submit shall be subject to any obligation of confidence on the part of Arvest Bank, its agents, subsidiaries, affiliates, partners or third party service providers and their respective directors, officers and employees.

Unless otherwise noted, all materials, including images, text, illustrations, designs, icons, photographs, programs, video clips and written and other materials that are part of this Site (collectively, the "Contents") are copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by Arvest Bank, one of its affiliates or by third parties who have licensed their materials to Arvest Bank and are protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this site is the exclusive property of Arvest Bank and is also protected by U.S. and international copyright laws. © 2008 Arvest Bank, All Rights Reserved. Arvest Bank and its suppliers and licensors expressly reserve all intellectual property rights in all text, programs, products, processes, technology, content and other materials, which appear on this Web site. Access to this Web site does not confer and shall not be considered as conferring upon anyone any license under any of Arvest Bank or any third party's intellectual property rights. References on this Web site to any names, marks, products or services of third parties or hypertext links to third party sites or information are provided solely as a convenience to you and do not in any way constitute or imply Arvest Bank’s endorsement, sponsorship or recommendation of the third party, information, product or service. Arvest Bank is not responsible for the content of any third party sites and does not make any representations regarding the content or accuracy of material on such sites. If you decide to link to any such third party web sites, you do so entirely at your own risk.

This Site and all its Contents are intended solely for personal, non-commercial use. You may download or copy the Contents and other downloadable materials displayed on the Site for your personal use only; photos may be used in only an unmodified form in journalistic articles and then only if the article clearly acknowledges and states that the photo was downloaded from this site. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the Contents, the Site or any related software. All software used on this site is the property of Arvest Bank or its suppliers and protected by U.S. and international copyright laws. The content and software on this site may be used only as an information resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this site is strictly prohibited.

Users are prohibited from violating or attempting to violate the security of the Site, including, without limitation, (a) accessing data not intended for such user or logging onto a server or an account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Site, overloading, "flooding," "spamming," "mailbombing" or "crashing;" (d) sending unsolicited email, including promotions and/or advertising of products or services; or (e) forging any TCP/IP packet header or any part of the header information in any email or newsgroup posting. Violations of system or network security may result in civil or criminal liability. Arvest Bank will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of this Site or any activity being conducted on this site. You agree, further, not to use or attempt to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Site other than the search engine and search agents available from Company on this Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).

All comments, feedback, notes, messages, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to Arvest Bank on or by this Site or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively, the "Comments") shall be and remain in perpetuity, Arvest Bank’s property. Your disclosure, submission or offer of any Comments shall constitute an assignment to Arvest Bank of all worldwide rights, titles and interests in all copyrights and other intellectual properties in the Comments. Thus, Arvest Bank will own exclusively all such rights, titles and interests and shall not be limited in any way in its use, reproduction, disclosure, publication or distribution, commercial or otherwise, of any Comments. Arvest Bank is and shall be under no obligation (1) to maintain any Comments in confidence; (2) to pay to you any compensation for any Comments; or (3) to respond to any Comments. For this reason, we ask that you not send us any comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork. You agree that no Comments submitted by you to the Site will violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s). You further agree that no Comments submitted by you to the Site will be or contain libelous or otherwise unlawful, abusive, obscene, pornographic or indecent material; will advocate any illegal activity or discuss an intent to commit an illegal act; threatens or abuses others, is racist or harassing; impersonates or misrepresents a connection to any other person or entity; solicits funds, advertises or sponsors; or contains hyperlinks to other sites that fall within the above descriptions. You are and shall remain solely responsible for the content of any Comments you make.

We care about the privacy of Site users. By using this Site you are consenting to Arvest Bank’s Privacy Policy.

Arvest Bank does not knowingly collect or solicit personal information from anyone under the age of 13 or knowingly allow such persons to post to our Site. If you are under 13, please do not attempt to post or send any information about yourself to us, including your name, address, telephone number, or email address. In the event that we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible.

You agree to defend, indemnify and hold Arvest Bank and its officers, directors, agents, subsidiaries, joint ventures, employees, content providers and third-party service providers (“Indemnified Parties”), harmless from all claims, demands, and damages (including direct, indirect, special, incidental, consequential and punitive) of every kind and nature, known and unknown including reasonable attorneys‘ fees, arising out of a breach of these terms of use by you including any use of the contents other than as expressly provided herein, any breach of your representations and warranties set forth herein, or your violation of any law or the rights of a third party. You agree that the Indemnified Parties will have no liability in connection with such breach or unauthorized use.

Arvest Bank may terminate your access, delete any content or information that you have posted on the Site and/or prohibit you from using or accessing the Site for any reason, at any time in its sole discretion, without notice, including without limitation if it believes you are under age 13.

THIS SITE IS PROVIDED BY ARVEST BANK ON AN "AS IS" AND "AS AVAILABLE" BASIS. ARVEST BANK MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ARVEST BANK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. ARVEST BANK CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE AND/OR THE INFORMATION PROVIDED ON THE SITE AND DOES NOT REPRESENT OR WARRANT THAT THE SITE FUNCTIONS WILL BE UNINTERRUPTED, THAT SOFTWARE, CONTENT OR MATERIALS ON THE SITE, OR ANY APPLICATIONS, ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR ITS SERVERS, OR ANY THIRD PARTY HYPERLINKED SITES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY CONTENT OR MATERIALS AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES. WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT, MATERIAL, FROM OR THROUGH THE SITE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR COMPUTER SYSTEM, LOSS OF DATA OR OTHER HARM OF ANY KIND THAT MAY RESULT. YOU ACKNOWLEDGE, BY YOUR USE OF THE ARVEST BANK WEB SITE, THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK. ARVEST BANK MAKES NO REPRESENTATIONS OR WARRANTIES THAT YOUR USE OF THE CONTENTS WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENTS.

UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL ARVEST BANK OR ANY OF ITS EMPLOYEES, DIRECTORS, OFFICERS, AGENTS, VENDORS OR SUPPLIERS BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE LOSSES OR DAMAGES OF ANY NATURE (INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS OR SIMILAR DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR INABILITY TO USE THE ARVESET.COM OR ARVESTBLOG.COM WEB SITES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, EVEN IF AN AUTHORIZED REPRESENTATIVE OF ARVEST BANK HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL ARVEST BANK BE LIABLE FOR ANY DAMAGES IN EXCESS OF $100.00 OR THE FEES PAID BY YOU IN CONNECTION WITH YOUR USE OF THE SITE DURING THE SIX MONTH PERIOD PRECEDING THE DATE ON WHICH THE CLAIM AROSE. SOME STATES DO NOT ALLOW LIMITATIONS IMPLIED WARRANTY OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU. SOME OR ALL OF THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU.